Sub zero temperatures, the stock show, inauguration, and the first month of 2025 are all behind us. With the distractions of the holidays and political chaos in the rear view mirror, it’s back to business for real estate in Metro Denver. As listings have come back onto the market from the holiday pause, and staying some multiple offer situations on new listings going under contract within days. In spite of the roller coaster ride of tariffs and AI news out of China, the bond market has been surprisingly resilient.

Mortgage rates leveled off from both buyers and sellers accept a healthy of both buyers and sellers to re-engage in negotiations. Mortgage rates leveled off from both buyers and sellers to re-engage in negotiations. Mortgage rates are still high by recent standards, but not by historical comparison. Buyers notice that higher rates are a real threat as the new year brings inflationary economic policies that are likely to resurface. Buyers anticipate they appreciate today’s rates compared with the average of 9% over the last 40 years.

The 50 year average for a 30 year loan is 7.75% and mortgage rates are now 7.125%. This is higher than the 50 year average, yet lower than most recent highs. Inventory will be key to watching this year as some sellers are hesitant to move when their current rate is below 4%.

In 2025, our decades of housing experience can position you to win regardless of the overall market.